See, for example, Lewis`s article (n 18) which examines part of the cooperation between the state and the insurance industry in order not to enforce legal rights. The mib is a company registered in England and Wales with a limited warranty. Insurers wishing to participate in car insurance in the UK must be members of the Mib and contribute to its financing28. This means that the final cost of operating the mib is the responsibility of all insurance customers who pay insurance premiums through insurance premiums. It is interesting to note that the requirement for insurers to contribute to the mib is the only part of the 1988 Highway Code (rta 1988) that contains mib.29. A person who wishes to receive compensation must meet the conditions of the mib agreements and submit his right to the mib. As members of the Mib, insurers can vote at meetings and appoint people to the mib technical committee. This therefore underlines the control of members.30 The derogation was introduced in Article 6, paragraph 1, point e) (iii) of the Bureau of Automobile Insurers, “Uninsured Driver`s Agreement” (1999) on 02 March 2020. Clearly, the mib did not provide the coverage required by EU law and has sometimes been below the requirements. For example, SoSFT was successfully prosecuted in Delaney for violating European UNION legislation for an exclusion contained in the 1999 uda concerning injuries “in the course or promotion of a crime”. (paragraph 6 (1) e) (iii)) The mib then withdrew the exclusion from its agreement. This shows that such a reason can be beneficial for the granting of greater protection to victims.
In the absence of such a plea, the victim would not have received damages from the Delaney mib (and possible future cases relating to claims “in the course or promotion of a criminal offence”). Of course, it should be noted briefly (this point is discussed in more detail below) that there have been and still are differences between the victims and the UNITED Kingdom within the eu`s jurisdiction.